For those of us who have outstanding balances on our cards and are paying high APR, a good offer such as the 0 APR credit card can be an irresistible offer that must not be missed. Yes those of you who throw out such offers that comes your way through mail, pay attention. Credit cards are practically offering you money to buy things that you can afford without any interest! It goes without saying that people need to have a good credit history to qualify for the card.
Those desirous to learn more about the 0APR cards but who have not come across such offers, fear not. The Internet can be your guide in letting you learn, do research and even select the best card that suits your needs. There are great websites available that can help you by providing details about various cards available, their benefits and their limitations etc.
There are certain factors to consider before applying for a 0 APR card. The offer is valid for a limited period only; the higher ARP may set in at the end of the offer; and if payments are late the 0 APR offer could be nullified.
Some Of The Most Popular Cards Are Listed Below Blue from American Express offers an introductory APR of 0% for 15 months, or 12 months, or 6 months, depending on the credit history. The regular APR can amount to 12.24%, or 14.24%, or 17.24%, or 19.24% and it has a balance transfer APR of 4.99%.
Discover Gas Card, Discover Platinum Card, Discover Card Miles Card etc. offers an introductory APR of 0% for the first 12 billing periods. The regular APR can be low as 10.99% or even as high as 17.99%. Balance transfer APR is also 0% for first 12 months, then the same as the regular APR.
Citi Platinum Select MasterCard has an introductory APR of 0% for 12 months. Regular APR is 11.24%. Balance transfer APR is 0% for 12 months, but there may be a fee.
Chase Platinum Visa Card, Chase PerfectCard Platinum MasterCard, Chase Travel Plus Platinum Visa Card has an annual fee], Chase Flexible Rewards Visa Signature Card etc. offers an introductory APR of 0% for 12 billing cycles, the normal APR can be 14.24%, or 18.24%, or 23.24%. Balance transfer APR is 0% for first 12 billing cycles.
Audi Visa Signature Credit Card has an introductory APR of 0% for 12 months. Regular APR may be 15.24%. Balance transfer APR is also 0% for 12 months.
GM Flexible Earnings Card offers an introductory APR of 0% for 12 billing cycles. Regular APR is 13.24%, or 18.24%, or even 20.24%. Balance transfer APR is 0% for the first 12 billing cycles.
There are lots of options available, you can use your judgment and select the card that offers the maximum benefits to you.