American Express is a financial services company headquartered in the American Express Tower, which is the center of the World Financial Center in New York City. It is a world renowned firm offering credit and charge cards as well as being the first firm to develop and introduce the Travelers check. It is one of the largest firms and is one of the 30 stocks that encompass the Dow Jones Industrial Average. The common stocks of the company trade in the NYSE.
Credit Cards Offered By American Express: These cards have to be paid in full each month.
Preferred Rewards Green Card: There are no preset spending limits; the card offers rewards for all purchases, and these points can be converted into 1 mile per point.
Preferred Rewards Gold Card: Offers the same benefits as above as well as making it possible to use the points on 21 different airlines plus access to Gold card events.
Rewards Plus Gold Card: Offers membership points with every purchase, access to gold card events; 5 fee-free additional cards are available.
Platinum Card®: Offers 24 hours concierge services, airport club access and invitations to “by invitation only” events.
One From American Express®: Purchases can be converted to high yielding savings, a special savings rate of 5% AYP. The cards listed below can be paid over time and are flexible.
Blue From American Express®: 0 APR till 15 months, no annual fee, rewards program and flexible payment options.
Blue Cash®: offers up to 5% cash back, 0 APR, no annual fee, and unlimited cash rewards.
Blue For Students®: no annual fees plus offers a fee-free rewards program.
Blue Sky From American Express: points earn free travel; the points can be used in airlines, hotels, or cruise liners. Optima® Platinum Card®: no annual fee, no transfer on balance fee and fee-free rewards program.
Clear from American Express®: no fee of any kind, 0 APR for 12 months, 3.99% fixed APR on balance transfers, flexible pay back options, user friendly credit report etc.
City Rewards Cards •IN:NYC® Card • lN:CHlCAGO Card • lN:LA Card
American Express also offers Airline cards, Hotel, lifestyle, senior citizen, gift, Costco cards. The gift cards can be personalized too and cost about $3.95 per card plus shipping. Gift cards are available in denominations of $25, $50, $100 and $500 and the personalized cards in denominations of $25, $35, $50, $75, $100, $200, $250 and $500. American Express seems to have a card to meet the needs of almost anyone who desire to purchase a card. The rewards offered plus the benefits are lures to the public, who will definitely gain if they use credit cards prudently with good management tactics. Self-control is essential to ensure that they do not over spend on account of the cards and end up with outstanding balances that they cannot pay back easily.