American Express offers a wide variety of cards and they seem to be designed to offer the maximum number of benefits for people everywhere. These cards are incredibly popular across North America and Europe!
Some cards offered by American Express that are popular are
The Knot Credit Card No annual fee Monthly statements Flexible payment options 1 point reward for every $1 spent on purchases made through the card 5,000 Membership Rewards® points the first time the card is used Gift of The Knot Wedding Planning Kit
The Nest Credit Card No annual fee Flexible payment options 1 point reward for every $1 spent on purchases made through the card 5,000 Membership Rewards® points the first time the card is used which can be redeemed for a $50 gift card Gift of The Nest Planning Kit
Travelers Check Card Independent from the bank account Refundable within 24 hours Re-loadable Card never expires
The American Express Golf Card No annual fee Flexible payment options 2,000 Golf points with your 1st purchase which can be redeemed for golfing equipment, apparel, instruction and greens fees 4.90% Introductory APR for 6 months Low 2.90% APR for the first 6 months on balance transfers with no fee
Especially for Dining Gift Card Accepted at all restaurants in the US that accept American Express cards Can be used over a period of time No annual fee for first year
TrueEarnings Card from Costco and American Express Cash back options Easy to access details regarding how much cash is earned back Additional cards help earn cash back faster Special offers from Costco warehouse for limited periods Automatic bill payment Instant access to cash
Credit cards are useful tools that help people afford to buy even goods somewhat beyond their budget as they have flexible payment options. There are many American Express cards available; if you desire to consolidate debts there are cards that offer 0 APR on purchases and balances for an introductory period; there are cards that have great reward schemes that customers can use to redeem points that they earn on using the card.
People are advised to have a maximum of 3 credit cards only and to ensure that they do not miss minimum monthly payments and that they use the cards taking into consideration how much they can afford to spend. It can be tempting to give way to desire and spend much more than is affordable.
Carefully select a card and ensure that you learn all you can about its features, benefits and about the terms and conditions. Useful websites are available in plenty to provide guidance.